Personal Financing

Personal Financing-I
Yayasan Ihsan Rakyat

Shariah-compliant personal financing exclusively for Malaysian civil servants, Statutory Bodies and selected Government Linked Companies (GLCs) employees only.

  • Financing Amount

RM3,000 to RM300,000

  • Profit Rate

Fixed rate

  • Financing Period

1 year to 10 years

  • Type of Financing

Unsecured Islamic financing

  • Min. Income

RM1,500/month

Note: Personal Financing-I provided by Yayasan Ihsan Rakyat is prohibited for activities that violate Shariah principles.

Apply Now

Personal Financing-I
Yayasan Ihsan Rakyat

Shariah-compliant personal financing exclusively for Malaysian civil servants, Statutory Bodies and selected Government Linked Companies (GLCs) employees only.

  • Financing Amount

RM3,000 to RM300,000

  • Profit Rate

Fixed rate

  • Financing Period

1 year to 10 years

  • Type of Financing

Unsecured Islamic financing

  • Min. Income

RM1,500/month

Note: Personal Financing-I provided by Yayasan Ihsan Rakyat is prohibited for activities that violate Shariah principles.

Apply Now

Monthly Installment Calculator

Use our simple calculator to calculate your financing installment payment.

(Disclaimer: This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of the information provided. It is not a quotation.)

Eligibility

• Malaysian citizens aged 20 to 58 years.
• Work as a Malaysian civil servant and staff of selected Statutory Bodies or Government-linked companies (GLCs).
• Permanent staff with at least 6 months of service.
• Minimum gross monthly income of RM1,500.

Documents Needed

Do you have the required documents for your application?

Certified True Copy Required:

  • 1 photocopy MyKad / PDRM
    Identification Card.
  • Recent 3 months payslips.

Certified True Copy Not Required:

  • Latest bank statement (salary account / local savings account / current account to receive financing).
  • Employment verification letter.
  • Option letter (if applicable).
  • Transfer letter / secondment letter (if applicable).
  • Settlement statement (if applicable).